The SEO specialist has many important functions differently. He must be zealous in learning the technical aspects of SEO and be very familiar with the latest technology coming out. Review and analysis of the various web sites that customers want optimized is also one of their main roles. Each word must be carefully read and [...]

California business owners continue to feel the pressure from not only a poor economy – but now an increase in state workers’ compensation insurance rates. A recent California Department of Insurance analysis of the top 100 workers’ compensation insurers in California found that of 59 companies that filed a notice with the state indicating they [...]

Before shopping for a workers’ compensation insurance policy, FIRST get all your supporting paperwork in order and keep it in one place. Use an Excel spreadsheet as the spreadsheet is useful tool down the line when the times comes to calculate rates and premiums.     1. Payroll Reports Payroll reports showing how much employees are paid [...]

In the event that you are injured on the job, your employer must provide you with prompt medical attention to include medical care, temporary disability benefits, permanent disability benefits, supplemental job displacement benefits or vocational rehabilitation and/or death benefits. If you are injured at work, your employer makes the initial choice of your medical physician [...]

Experience Modification Factor An employer’s Experience Modification Factor (“mod”) is an important number in a premium calculation and tells a story in and of itself. This is truly a modification factor because an employer’s rate or premium is modified or adjusted up or down based upon the factor.    NCCI, the National Council on Compensation Insurance [...]